Details » Monica Sharma

- Url: http://monicasharma.informe.com/
- Category: Family & Parents
- Description: monica sharma
- Members: 133
- Created On: Jan 11, 2010
- Posts: 199
- Hits: 8868
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User Comments:
1. | Jan 6, 2018
NULME2 https://goldentabs.com/
2. | Jun 27, 2014
First off, I have been a claims adjsetur for 20+ years. Using a credit report to help determine rates is pure BS. As another poster stated many people with good credit suck at driving. Their the ones who are wealthy and too busy to pay attention while driving. I have investigated 1000 s of accidents and there is absolutely no correlation between bad credit and bad driving. I agree there is a correlation between good credit and the insurance company getting paid on time. That is their main concern. Using the credit report crap to charge higher rates is just a bonus to the company.And folks let's be clear about the myth that insurance is required in all states. It is NOT!! It certainly should be but it is not.People who are not in the insurance game (like nan6872) assume that insurance is required in all states because that is a logical conclusion, except when dealing with insurance and vehicle laws there is not much logic applied. There are many states that do not require mandatory insurance but instead require financial responsibility . For example I handle a lot of claims in Wisconsin. There are tons of insured drivers there drinking their great beer and driving home. Insurance is not mandatory there, however if you have an at-fault accident while uninsured the Dept of Transportation will revoke your license and registration if you do not sign a contract to repair the damages you are responsible for.
3. | Apr 22, 2014
Bad credit is not as irtnmpaot as driving record but after your age it is probably the largest factor in determining your rates. The insurance company looks at factors that indicate how big a risk you are. How likely are they to have to pay a claim? To begin with poor credit indicates irresponsibility. Irresponsible people are more likely to have accidents. Also, it's not the credit score itself but rather credit score as an indicator of income level. They use credit score because they can't ask you to file a financial statement or at least it would be too much trouble to read it. Credit score is simple. Poor people file more claims than richer ones because they can't afford to repair some things on their own, poor people are more likely to exaggerate damage and injuries trying to make a few extra bucks, and in extreme cases are more likely to commit outright fraud, staging accidents and destroying their cars.
4. | Aug 12, 2013
No you do not qualify buacese you name on the deed means that you are one of the legal owners and you must not have owned a home in the last three years to qualify for this credit.Probably not the smartest move tax-wise for your mom or you. She should talk to a tax adviser and maybe she did and she had her reasons to do this.Otherwise she would have been better off naming you as the beneficiary in her will.
5. | Aug 1, 2013
First off, I have been a claims ajsedtur for 20+ years. Using a credit report to help determine rates is pure BS. As another poster stated many people with good credit suck at driving. Their the ones who are wealthy and too busy to pay attention while driving. I have investigated 1000 s of accidents and there is absolutely no correlation between bad credit and bad driving. I agree there is a correlation between good credit and the insurance company getting paid on time. That is their main concern. Using the credit report crap to charge higher rates is just a bonus to the company.And folks let's be clear about the myth that insurance is required in all states. It is NOT!! It certainly should be but it is not.People who are not in the insurance game (like nan6872) assume that insurance is required in all states because that is a logical conclusion, except when dealing with insurance and vehicle laws there is not much logic applied. There are many states that do not require mandatory insurance but instead require financial responsibility . For example I handle a lot of claims in Wisconsin. There are tons of insured drivers there drinking their great beer and driving home. Insurance is not mandatory there, however if you have an at-fault accident while uninsured the Dept of Transportation will revoke your license and registration if you do not sign a contract to repair the damages you are responsible for.
6. | Jun 1, 2013
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7. | May 31, 2013
Hello, I love your little ctreitrs, adore them but I'm here to ask a favor, I am an academic in a design school, and in June I am to present a paper on knitters stash, a sort of light hearted yet serious look at changes to the way stash is being thought of in the online knit community. I love your blog post from 2007 where you post images of your MIL's stash and ask if I may use one in my lecture? I will not be gaining any money from the presentation, and I will of course acknowledge in full academic conventions the photos owner and origin, please do contact me as I would love to show your image to a room of museum and costume researchers who often treat costume artifacts as existing without any maker, to be conserved my role is to alert them to the making and planning side of the costume and textiles artifact.please do contact me,Stella Lange
8. | May 24, 2013
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9. | May 21, 2013
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10. | May 21, 2013
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11. | May 20, 2013
Rodney is afraid of his own party As was ponited out by Rep. Lance in a recent Star Ledger Article he [Lance] was told they (The R's) would find someone to run against him in next years primary. And I would bet Rodney has been told the same thing toe the line and speak only the talking points. Too bad. Rodney and the rest of the R's are quoting statistics provided by Heritage Foundation (very Right Wing Conservative and another is a subsidiary of United Health, no bias there)We need a public option and we should be looking at the approach used by Germany, or France, or the Swiss. No one in those countries go without heath coverage, no one dies because of a lack of insurance (45,000 in U.S. every year according to Harvard Study and Journal of Medicine, no one files for bankruptcy because of medical costs (700,000 plus in this Country every year).The free market [the question here is what free market when it comes to the health insurance market ; Adam Smith is laughing at us from the grave) has done damage to the country. The R's should be worried as the cost of insurance pushes jobs over seas or if the company can't move operations over seas then they just reduce or in many cases just drops the health insurance coverage. Then again as long as their (The R's) major contributors and the Chamber of Commerce is happy they don't really care. For 60-years , since Truman ,. who had started to push for universal health in 1947/48, the R's and the insurance industry have blocked any attempt to level the playing field. And today they the insurance companies are fat , dumb and happy with their ever expanding profits. Now if they could only figure out how to cut back on Medicare or even eliminate it they could die happy.The question is what type of country or society do we want to live in? The other major industrial counties in the world made that moral decision years ago now can we make the same moral decision and then move forward with a fair and equitable plan that protect not only those who can afford to pay but also the weakest and poorest in our society. I wonder if Rodney has the stomach or the courage to do just that and not worry about the next election or what his party thinks.